The Housing Fund

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The Housing Fund (THF) is a non-profit, private organization that finances affordable housing and revitalization projects throughout Tennessee. Several THF loan programs are available to meet the affordable housing needs of low and moderate income individuals including:

  • Home Ownership (NOW)  - offers homebuyers a second mortgage loan for the down payment, closing and prepaid costs of homeownership
  • Our House Shared Equity - shared equity homeownership program that invests equity into your house equal to about 25 percent of the home's value
  • Energy Retrofit - through a partnership with Nashville Energy Works, these loans are offered to help homeowners improve home energy efficiency
  • Development Loan Program - offers short term acquisition and rehab, construction loans and bridge financing for the development of affordable housing

First Liberty Financial Mortgage is knowledgeable and experienced with all types of loans available through The Housing Fund. Contact us today to learn more about how you can benefit from a THF loan.